POC
True Cost of Buying
Total cash you need to complete, not just the deposit. Stamp duty, legal fees, survey, mortgage arrangement, and moving costs combined.
Estimated total buying costs
£6,199 to £10,200
On top of your deposit and purchase price
| Cost | Estimate |
|---|---|
| Stamp Duty (SDLT) | £2,500 |
| Solicitor / conveyancing | £1,500 to £2,500 |
| Level 2 HomeBuyer Report | £400 to £700 |
| Mortgage arrangement fee | £999 to £2,000 |
| Removal and moving costs | £800 to £2,500 |
Legal fees, survey, and moving costs are estimates based on typical UK ranges. Mortgage arrangement fees vary by product. SDLT based on England/NI rates effective April 2025. Always get fixed quotes from your solicitor and surveyor before exchange.
Know your costs before you decide whether the property is worth pursuing.
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